Loan Programs
Whether you're buying your first home, investing, or refinancing — we have a solution tailored to your needs.
Select your profile and we'll highlight the best options.
Buyers with good credit and stable income
Down Payment
As low as 3%
Credit Score
620+
First-time buyers or those with lower credit
Down Payment
3.5%
Credit Score
580+
Veterans, active military, and eligible spouses
Down Payment
0%
Credit Score
No VA minimum
Buyers in eligible rural and suburban areas
Down Payment
0%
Credit Score
640+
Luxury or high-cost area purchases
Down Payment
10-20%
Credit Score
700+
Non-U.S. citizens without a Social Security Number
Down Payment
15-20%
Credit Score
Varies
Real estate investors qualifying on rental income
Down Payment
20-25%
Credit Score
660+
Self-employed with strong deposits
Down Payment
10-20%
Credit Score
620+
Homeowners tapping into equity
Down Payment
N/A
Credit Score
620+
Homeowners looking to lower their rate or term
Down Payment
N/A
Credit Score
620+
10+
Loan Programs
500+
Families Helped
$100M+
Loans Funded
5.0 ★
Client Rating
Edwin will review your situation and recommend the best program — free and no obligation.